THE 1%-10%-30% RULE WORKSHEET & CREDIT ACCOUNTABILITY WORKBOOK

Credit utilization is the amount of credit used compared to the amount of credit available.

It is calculated by dividing the total amount of credit used by the total amount of credit available and is usually expressed as a percentage. A low credit utilization ratio (typically below 30%) is considered to be good for a credit score, while a high credit utilization ratio (above 30%) can indicate to lenders that the borrower may be overextending themselves financially and may be at a higher risk of defaulting on their loans.

It's important to keep your credit utilization low to maintain a good credit score!

With The 1%-10%-30% Rule Worksheet and Credit Accountability Workbook, we will help you maintain your credit card usage utilization to 30% and below.

Keep your credit card usage in check with this easy rule!

Learn the rules of the game, apply the strategy and get ahead - 

YOU GOT THIS!